We are seeking a highly motivated and detail-oriented Business Analyst with a strong background in Credit processes within either Wholesale or Retail Banking. The ideal candidate will play a key role in driving digital transformation projects, particularly those involving Agentic AI and Blockchain technologies.
Mandatory Skill(s)
- Must have 5+ years of experience as a IT Business Analyst in banking, with a focus on Credit (either Wholesale or Retail);
- Must have strong understanding of credit lifecycle processes including origination, underwriting, approval, disbursement, and collections;
- Experience in Data Analytics and SDLC;
- Experience in business requirements gathering, documentation, and stakeholder management;
- Knowledge of compliance and regulatory requirements in the credit domain;
- Experience with digital lending platforms or core banking transformation projects;
- Familiarity with Agile methodologies and tools (e.g., JIRA, Confluence);
- Excellent communication skills with the ability to engage both business and technical stakeholders.
Desirable Skill(s)
- Exposure to or hands-on experience with Agentic AI concepts or tools (e.g., AI agents, autonomous workflows);
- Understanding of Blockchain applications in banking, especially in areas such as smart contracts, syndicated lending, or identity verification;
- Knowledge of compliance and regulatory requirements in the credit domain.
Responsibilities
- Gather, analyze, and document business requirements for credit-related processes in wholesale or retail banking;
- Act as a liaison between business stakeholders and technology teams to ensure business needs are accurately translated into technical specifications;
- Conduct gap analysis and propose process improvements aligned with digital transformation goals;
- Collaborate with data scientists and solution architects in projects involving Agentic AI (e.g., AI agents for decisioning, automation);
- Participate in design and development discussions for Blockchain-based solutions for credit, KYC, smart contracts, or syndicated lending;
- Support User Acceptance Testing (UAT) and ensure solutions meet business expectations;
- Create detailed functional specifications, process flows, and use cases;
- Monitor regulatory changes and ensure compliance in credit solutions.
If you are interested in this role, click on the “Apply to this job” button below or you could also write in with your CV to Meenakshi Saklani at meenakshi.saklani@sciente.com quoting the job title.
